How is the course organized?

There are a total of 9 Lessons included in this course (2 of these are optional depending on if they apply to your situation).  Each lesson consists of a series of steps (anywhere from 4 to 9 steps in a lesson).  The overall goal of this is to break everything down into an easy to follow guide.  These steps also make it easier to fit into your busy lives.  

How much total time should I expect this to take?

I would suggest you dedicate approximately 11-14 hours to this course.  I know this time isn’t easy to come by in our lives but 11-14 hours today will provide you knowledge for a lifetime and a roadmap for your financial future.  I won’t say it is the BEST way to spend your time because we all have loved ones that we want to spend time with, but getting your financial affairs in order should be high up there on the list.

Here is how I come up with the 11-14 hours.  The course itself contains 6.5 hours of recorded video instruction (70 minutes of that is in the optional lessons).  There is also homework associated with many of the lessons.  Remember this course is much more than educational videos.  It is a process for you to evaluate where you currently are with your finances and ultimately provides you the knowledge necessary to devise your own strategy moving forward.  I would expect you to put in another 3.5-5.5 hours completing your homework assignments depending on the complexity of your situation.  Then, finally there is the 2 hours you will be spending with me.  

What am I going to learn from this course?

Here is what you are going to learn AND walk away with as a result of what you learn:

  1. How to evaluate investment options.  Most people see a list of investments in their 401k or 403b followed by a bunch of numbers and it is as if it is a foreign language.  Not anymore.  What you need to know is not that complicated and doesn’t involve a bunch of math.
  2. An investment strategy across all of your accounts.  It is critical that all your accounts work together.  Taxes and fees play a HUGE role in this.  You will understand how you should address all of this.
  3. How much and where should you continue to save.  Should savings be going to your 401k, IRA, Roth IRA, or a variety of other accounts?  This is where most people are missing significant opportunities simply because they don’t know about them.
  4. A retirement/financial freedom analysis.  This will shed some light on how well you are doing with regards to preparing for retirement someday.  Are you on track or do you need to do more?  If you need to do more, how can you make it happen?
  5. How much money you should have as an emergency fund.  I’ve found most people fall into two extremes with this.  They either have way too much or way too little.  You will figure out the sweet spot for you.
  6. How to control what we can control with regards to investing—fees, risk, and taxes.  You will learn how all of these impact your investments and more importantly how to best control them to your advantage
  7. Saving for college.  This is an optional lesson since not everyone has children and some that do may not have a goal of saving for their education.  For those that do, this lesson is very important.

Are you going to sell me anything in this course?

ABSOLUTELY NOT!  I do not work for any company, nor do I receive any compensation of any kind from anyone to promote their stuff (whatever that may be).  As the founder of my own financial planning firm, my number one value is to ALWAYS offer advice that is in the best interest of my clients.  You can purchase this course knowing that its sole purpose is your education and preparation for your financial future.

I'm Wondering If I can retire, Will this course help me?

Congratulations on being close to retiring, but this course is NOT meant to help you with the decision of can you retire or should you retire.  You should consult with a fee only financial planner to assist you with this very important decision.  I am a fee only financial planner, but I specialize in helping clients grow their net worth as opposed to drawing down on their savings.  

This course is meant to help individuals or families grow their net worth.  In other words, this course focuses on helping those that are working and saving money with the future goal of retiring.  This course is meant to assist these people with making the incredibly important decisions of how much to save, in what investment accounts to place those savings, and what investments to choose to invest in along with other topics described above. 

Will I become your client?

What makes this course different than anything else out there (that I am aware of) is that this includes 2 hours with a CERTIFIED FINANCIAL PLANNER™.  During that time, I will be providing you financial advice specific to your situation.  At that point you become a client. 

To elaborate further, I am required to have an agreement in place with every client that I serve.  In the beginning of the course, I provide that agreement and ask that you sign and return it to me.  You do NOT need to send any additional payment and you are NOT obligated to have any ongoing relationship with me.  

What if i am not satisfied?

If you begin taking the course and determine it is not what you expected then I will by all means refund your money.  Please contact me via email at within 30 days of purchasing the course, and I will issue you a full refund.  I know this course is going to greatly benefit the vast majority of those that take it.  I can't imagine someone determining that they need what this course has to offer and then not finding it beneficial.  Regardless, I want to make sure you feel comfortable knowing that you will get your money back if you are not satisfied.  

How much money should I have to benefit from this course?

This is a tough question, but I think I can sufficiently answer it for you.  If I had to put a dollar amount on it, I would say the investment strategy outlined in the course is best suited for those that have at least $20k-$25k of investable assets.  The more money you have, the more beneficial this course will be. 

If you have less than $20k-$25k then a simpler investment strategy is probably better for you.  However, that doesn’t mean you should not take this course.  Someday you will be in a position to implement the investment strategy and besides, investment strategy is only a part of the course.  The earlier you learn the concepts taught in this course and get your financial life organized the better off you are going to be in the long run.  Also don’t forget, we will also have time together for me to recommend exactly how you should invest if you have less than $20k-$25k.  The earlier you take charge of your financial future, the better so you will walk away with everything that is mentioned above.

was your question not Answered?

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